Policy Review & Appraisal

Policy Review & Appraisal

Your policy is a contract full of coverage you're probably not using — and clauses that can be used against you. We read it the way the carrier's lawyers do.

Coverage disputes are usually lost before the claim is filed, in policy language the insured never analyzed. Ordinance and law coverage, matching statutes, appraisal clauses, hurricane deductibles — the details determine the outcome.

We review your policy before or during a claim to identify every applicable coverage, and when carriers dig in, we invoke and manage the appraisal process — an alternative to litigation that resolves valuation disputes with a neutral umpire.

What we handle

Pre-claim policy analysis
Coverage identification and gaps
Appraisal clause invocation
Umpire and appraisal management
Hurricane deductible disputes
Ordinance & law coverage claims
Matching and line-of-sight disputes
Second opinions on settlements

How it works

STEP 1

Free claim review

We inspect the damage, read your policy, and tell you honestly whether we can add value — no cost, no obligation.

STEP 2

We build your claim

Detailed documentation, line-item estimates, and policy-based demand — the file the insurance company can't ignore.

STEP 3

You get paid

We negotiate directly with the carrier and don't stop until the settlement reflects your real loss. Our fee comes from the recovery.

Get What Your Policy Promises

Free claim review. No upfront costs — we only get paid when you do.

Get Free Consultation   Call 866-810-6475